In order to effectively perform the services that we provide, it is necessary for us to collect, retain and utilize certain personal and financial information. We recognize and respect your privacy concerns and expectations about this information. Please review our privacy statement and policies below.

We acknowledge that we collect, retain and utilize personal and financial information about you in the course of the operation of our business and to make products, services and other opportunities available to you. We obtain information in a variety of ways (for example, directly from you in applications, from your transactions or experiences with us, or our affiliates, and from credit bureaus and other third parties). Also, when you visit our web site, we may at times collect information to measure the use of our site and to improve and expand it's content (such as your ip address and/or referral url).

We do not currently, nor will we ever sell your name and address to third parties for their independent use. Disclosure may occur under normal business practices, when dealing with third party vendors, as outlined below.

Third Parties
Third parties may assist us in providing products, services and support. They are contractually bound not to utilize shared information for their independent use. Information is shared with third parties in accordance with the following guidelines:

• To complete transactions that you have initiated
• To other recipients of combined statements · Whenever required by law · To others with your consent
• To provide you with additional products or services we wish to offer
• To assist in providing operational, marketing, or advertising support
• To exchange information with credit information agencies, merchants or financial institutions in accordance with standard banking industry practice
  

We maintain procedures to protect the security of your information. Employees receive training on proper confidentiality and client privacy procedures.

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